Perpetual Credit Income Fund

This fund is available to Institutional Investors with a minimum investment of $500,000.

For more information, please contact one of our institutional relationship managers or phone 1800 110 941.

Important information and continuous disclosure Fund Profile Target Market Determination (TMD)

October 28, 2024. We refer to the distributions posted on the Distribution History webpage between 16 August 2024 to 19 September 2024. During this period, the Distribution History for this product incorrectly displayed duplicates of September 2023 and December 2023 distribution records for the 2024 Financial Year, and resulted in an inaccurate subtotal for the 2024 Financial Year. This has been rectified and the correct distribution history has been displayed on our website from 19 September 2024. The Distribution data summary included in this product page was not impacted.

We sincerely apologise for any inconvenience caused. If you have any questions, please email us at investments@perpetual.com.au or phone us on 1800 022 033 during business hours (Sydney time).

Pricing & Performance

Fund Commencement: November 2004

Unit Pricing

As at 21/11/2024

Entry 1.060

Exit 1.057

View Price History

Distributions

Frequency

Quarterly

Cents per Unit

1.250

Reinvestment Price

1.046

View Distribution History

Performance

As at 31/10/2024

Returns

As at 31/10/2024

	Growth (%)	Distribution (%)	Total (%)
1 month	0.67%	--	0.67%
3 month	0.78%	1.21%	1.98%
6 month	0.05%	3.52%	3.57%
1 year	1.12%	8.42%	9.54%
3 year	0.44%	4.76%	5.20%
5 year	0.21%	4.07%	4.28%
10 year	0.10%	4.01%	4.11%

Documents & Resources

Fund Profile Target Market Determination (TMD) Perpetual Investment Funds PDS.pdf

Investment Approach

The Fund's approach to delivering returns and managing risk is through an active and risk aware investment process which invests in a diversified core portfolio of liquid investment-grade securities. We believe these assets provide investors with protection in times of market stress. When the environment is supportive, we seek to enhance returns by taking more risk, whether that be in maturity, credit rating or subordination. The Fund can also invest in other fixed income securities such as mortgages, infrastructure debt and private debt.

Details & Fees

Investment Objective	Aims to provide investors with regular income by investing in a diversified range of income generating assets, and outperform the Bloomberg AusBond Bank Bill Index** over rolling three-year periods before fees and taxes.
Minimum Suggested Timeframe	3 years or longer
Fund Manager	Perpetual Investment Management Limited
Asset Class	Fixed Income and Credit
Minimum Initial Investment	$500,000
Minimum Initial Investment (with saving plan)	$500,000	Monthly Minimum	Nil
Minimum Additional Investment	Nil

Quarterly

March 31, June 30, September 30, December 31

Entry	0
Exit	0
Management Fee (p.a.)	Please contact us for a copy of the disclosure document.
Buy / Sell Spread	0.15% / 0.15%

How to Invest

Apply online for a new Perpetual Investment Fund Invest now

Perpetual Investment Funds feature Perpetual’s leading investment management capabilities. They are designed for individual and wholesale investors, and super fund trustees, with $25,000 or more to invest.You can also invest through investor directed portfolio services. Applications to invest in Perpetual Investment Funds can be made through the myPerpetual application portal online.

Before applying for a Perpetual Investment it's important to review the Product Disclosure Statement (PDS), and related documents to ensure you understand how the fund works and the risks involved.

Information on Customer Identification Requirements

Investment Forms, PDS's and Offer Documents

Find out more about Perpetual Investment Funds

Continuous disclosure and updates for Perpetual Investment Funds

Update or apply for additional investment in my Perpetual fund Access the myPerpetual Portal

Applications for additional investment to your Perpetual Fund can be done by accessing the online account portal myPerpetual, or via the post where completed additional investments form & documents should be sent to this address:

Perpetual Investment Funds

GPO Box 4171, Sydney NSW 2001

Review the current PDS and related documents. They may have changed since you first invested.

Information on Customer Identification Requirements

Find out more about Perpetual Investment Funds

Continuous disclosure and updates for Perpetual Investment Funds

Perpetual Investment Funds New Application

Applications for Perpetual Investment aFunds can be made via investor directed portfolio services. Financial advisers can make applications through the Perpetual application portal online, or via the post where completed application & documents should be sent to this address:

Before applying for a Perpetual Investment Fund, it's important to review the Product Disclosure Statement (PDS) and related documents to ensure you understand how the plan works and the risks involved.

Perpetual Investment Funds

GPO Box 4171, Sydney NSW 2001

Information on Customer Identification Requirements

Find out more about Perpetual Investment Funds

Continuous disclosure and updates for Perpetual Investment Funds

Contact an institutional relationship manager or phone 1800 110 941. Contact

With one of Australia’s largest, most well-resourced and experienced investment teams, Perpetual offers institutional investors expertise across four major investment capabilities: Australian equities; global equities; cash, credit and fixed income; and multi asset strategies. These capabilities can be accessed via pooled investment funds or tailored mandates.

The Zenith Investment Partners (ABN 27 103 132 672, AFS Licence 226872) (“Zenith”) rating (Perpetual Credit Income Trust assigned March 2023) referred to in this piece is limited to “General Advice” (s766B Corporations Act 2001) for Wholesale clients only. This advice has been prepared without taking into account the objectives, financial situation or needs of any individual, including target markets of financial products, where applicable, and is subject to change at any time without prior notice. It is not a specific recommendation to purchase, sell or hold the relevant product(s). Investors should seek independent financial advice before making an investment decision and should consider the appropriateness of this advice in light of their own objectives, financial situation and needs. Investors should obtain a copy of, and consider the PDS or offer document before making any decision and refer to the full Zenith Product Assessment available on the Zenith website. Past performance is not an indication of future performance. Zenith usually charges the product issuer, fund manager or related party to conduct Product Assessments. Full details regarding Zenith’s methodology, ratings definitions and regulatory compliance are available on our Product Assessments and at Fund Research Regulatory Guidelines.

Perpetual Investment Management Limited ABN 18 000 866 535 AFSL 234426 and/or Perpetual Superannuation Limited ABN 84 008 416 831 AFSL 225246 are the issuers of the Funds. you should consider the relevant Fund product disclosure statement or other offer document before deciding whether to invest. The product disclosure statements and target market determinations for the Funds are available on this website.

Returns have been calculated using exit prices after taking into account all ongoing fees, and assuming reinvestment of distributions. No allowance has been made for entry fees, exit fees or where applicable taxation. Future returns may bear no relationship to the historical information displayed. The returns shown represent past returns only and are not indicative of future returns of a Fund. Returns on a Fund can be particularly volatile in the short term and in some periods may be negative.

Australia and New Zealand

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United Kingdom

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